Fuel Your Business Growth with Smart Capital

GoldenOak offers fast, flexible small business loans powered by innovative technology. We're committed to helping local businesses like yours thrive in today's competitive market.

$50K - $5M

Loan amount
range available

9 - 12.5%

Interest rate

Bakery owner
Coffee shop owner
Flower shop owner
Time to fund
2 days
Industry
Bakery

Four simple steps to funding.

Fast, simple funding: Apply in minutes, get a decision in an hour. Accelerate your business growth today.

1

Apply through our online application in minutes

Our online application is quick and easy to use and takes only 3 minutes to complete.

Golden Oak App
2

Chat with our 24/7 loan officers

Our loan officers are available 24/7 to assist you with any requirements.

I'm filling out Form 1919 for my SBA loan.
I'm not sure how to answer the question about affiliates.
Can you help?
Affiliates are businesses you control or that control your business:

1. Businesses you own or partially own
2. Businesses owned by close relatives
3. Businesses you manage

List any business connections. The SBA will determine if they count as affiliates.
Thanks, that helps.
So if my spouse owns a separate business, should I include that?
Yes, include your spouse's business.
SBA considers businesses owned by spouses affiliated unless proven completely separate.
Disclose more information rather than less.
3

Connect with financial institutions across the country

We work with a network of financial institutions across the country to provide you with the best possible loan options.

BankwellBankwellBayFirstBayFirstColony BankColony BankEmigrantEmigrantMilestoneMilestonePeople TrustPeople TrustVeritextVeritex
BankwellBankwellBayFirstBayFirstColony BankColony BankEmigrantEmigrantMilestoneMilestonePeople TrustPeople TrustVeritextVeritex
BankwellBankwellBayFirstBayFirstColony BankColony BankEmigrantEmigrantMilestoneMilestonePeople TrustPeople TrustVeritextVeritex
4

Get funded.

Once approved, receive your funds quickly, often within 24 hours. Our streamlined process ensures you can put your capital to work immediately, fueling your business's success.

Congratulations on pre-qualification

Tailored Funding for Your Industry

Partner with financial experts who understand the unique challenges and opportunities in your field. We offer specialized solutions across diverse sectors.

Restaurants

Financial support for culinary entrepreneurs and established eateries.

Construction

Building a strong financial foundation for construction projects.

Transportation

Fueling growth for logistics and transportation businesses.

Medical Practices

Specialized financing for private doctors' offices and clinics.

Legal Services

Tailored financial solutions for law firms and legal professionals.

Retail

Supporting brick-and-mortar and e-commerce retail businesses.

Professional Services

Empowering service-based businesses with strategic funding options.

General Business

Flexible financing solutions for various business types and needs.

Ready to fuel your business growth with GoldenOak?

Get instant access to our tailored financial solutions and start thriving in today's dynamic market.

GoldenOak
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